Hard Money Loans 

Wasatch Credit Association provides borrowers with convenient and customized loans to improve neighborhoods one home at a time.


How to Get Approved for a Hard Money Loan IN 3 EASY STEPS


2. Meet on site and get approved in 1 day

3. Close in 3 to 5 days


Getting approved for a hard money loan with Wasatch Credit is easy.

Fill out our application or contact us below.

Approval Application

Is your project a good fit?

Loan Terms:
Rate: 12%-18%
Loan Fee: 1 - 4.5
Term: 6 months- 12 months, interest only
Appraisal Fee: None
LTV: Up to 90% of purchase price
Borrowers Down Payment: 10%-30%, depending on specific situation
Construction Draw: If applicable: funds will be held by lender and released in draws. No fee for taking out construction draws
Doc Prep Fee: None
Min and Max Loan Amounts: Minimum: $50,000. Maximum: $2,500,000
Extension Period: 6 months
Additional Loan Fee (Prorated): 1 - 4.5


Contact Us To Start Your Application


  Michael (503) 708-6897
  David (503) 804-0262










Wasatch Credit Association currently makes loans near Oregon, and Southwest Washington. 

We offer several types of customized hard money loan options to meet your needs. See below for more details about our loan terms.

We do hard money loans on many different types of projects including:

  • New Construction Loans
  • Fix and Flip / Rehab Loans
  • Bridge Loans

See Past Project Loans

The certificates are securities offered by Wasatch Credit Association. They are not insured by the FDIC or any federal or state governmental agency, are not secured by any assets of Wasatch Credit Association, its shareholders, or affiliates, and may be subject to investment risks, including the possible loss of principal value or amount invested.