Investment FAQ's

Investment certificates are fixed rate, fixed term investments. Interest is paid quarterly, at the end of March, June, Septemeber and December. 

The longer the term, the higher the interest rate you will earn.

  • With 1 year terms the interest will be 3.50%
  • With 3 year terms the interest will be 4.25%
  • With 5 year terms the interest rate will be 4.75%

The minimum you can invest is $10,000.

We understand that emergencies come up. Please call us to discuss. 

No, there are never any fees to open an account with Wasatch Credit Association. It is alwasy quick and easy.

We do not currently accept IRA money. 

The Accredited program offers higher rates and terms. Please call us to see if you qualify. 

The certificates are securities offered by Wasatch Credit Association. They are not insured by the FDIC or any federal or state governmental agency, are not secured by any assets of Wasatch Credit Association, its shareholders, or affiliates, and may be subject to investment risks, including the possible loss of principal value or amount invested.